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What Real Financial Reform Should Look Like

In what little time I have had over the last two weeks to ponder anything other than the difference between adverbs of modification and comparison and the present continuous versus the present simple I've managed to read a bit about the background on the financial crisis (more like review material, or a brief for the prosecution) and have some thoughts to share. I want to talk about real reform. Not the Washington-type band-aid crap. Now, mind you, these are very preliminary ideas, but I think they will make good fodder for discussion between Numerian and I and Stirling as well.
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