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E-Filing Your Taxes May Cost More Than You Think

How much does e-filing your taxes really cost? I decided to put it into perspective by calculating the APR of the filing fee. The result is even more than I expected. read more »
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Financial Literacy Month: APR and APY

APR. APY. Do you know what they mean? Too many people do not, so in celebration of Financial Literacy month...here is an explanation. read more »
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Don't want your credit card penalty interest rate to top 30 percent? Avoid these mistakes.

Think it costs a lot to borrow on your credit card now? Make a late payment and your interest rate could jump to more than 30 percent. Borrowers, the[...] read more »
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Credit Cards 0 APR - Some Tips to Avoid Nightmare in Credit Debt

Many holders of credit cards 0 APR are not aware of the differences in rules for purchase and balance transfer. This makes them not able reduce debt. read more »
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Find your payday today, quickly

If you are in a cash crunch and need money fast like I did, this is for you read more »
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0 APR Balance Transfer - Easier to Say but Difficult to Do

The 0 APR balance transfer or other similar program is very exciting. By using the 0 APR card, you can transfer debt balances from credit card with h[...] read more »
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What If Other Short Terms Services Quoted APR

While surfing the web today I came across an interesting cartoon showing other short term services like video rentals, taxi cabs, and even hotel room[...] read more »
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Bankers are NOT Your Friend!

Gone are the days when your lending institutions had to earn your trust. Today the banks have one goal..... to profit at any cost. The customer is no[...] read more »
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What To Know About Loans And Interest Basics

When people weigh their options in borrowing money, home equity loans may come out ahead of credit cards with higher interest rates. If you have many[...] read more »
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What Is The Difference Between Interest Rate & Apr?

Don't compare mortgage offers based on interest rate alone. Consider their annual percentage rate (APR) too. You need to know the difference between[...] read more »
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How to Choose the Best Credit Cards with Low APR

Everyone, especially those have low credit scores, of course, want to get the credit cards with low apr. Why? By having this credit card, you will ge[...] read more »
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Can You Ask for Lowest APR Credit Card

A lot of unpleasant events that require you to glance at a lowest APR credit card. For example, your business do not develop properly as you plan so [...] read more »
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Credit Card 0 APR for Purchase or Balance Transfer


Having a credit card 0 APR, of course, is very beneficial.Why? By having credit cards with low APR, you do not have to pay interest on your debt. W[...] read more »
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How to Use Credit Cards with 0 APR for 12 Months

Therefore, before you apply for the credit cards with 0 APR for 12 months, you should consider your ability to pay off your debt. Do you really have [...] read more »
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