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What to Do About a Charge Off On Your Credit Report

Once a charge off appears on your credit report, it can remain there for seven to 10 years. It’s a serious matter — and one that can go on hurting yo[...] read more »
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Can You Remove a Collection Account from Your Credit Report?

Do you have a collections account listed on your credit report? Here are some of your credit repair options if you have a collection account. read more »
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Dealing with Collection Agencies- Tips on Handling Collection Agencies

Dealing with collection agency can be complicated, here are some tips on dealing effectively to collection agencies with some basic collection rules [...] read more »
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Understanding 1st Party and 3rd Party Collectors

The difference between 1st and 3rd party collectors can mean a lot when someone is trying to collect a debt. read more »
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New Victims of the Struggling Economy: Debt Collectors?

With so many Americans out of work and in underwater mortgages, debt collectors are having a harder time doing their job than ever before. read more »
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New FICO model may boost some borrowers' scores - MarketWatch

Under the updated scoring model, called FICO 08, small, missed payments lingering in collections with original amounts of $100 or less will no longer[...] read more »
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Credit Mishaps: How 1 Collections Agency Notice Continues To Spoil My Day

Personal Story about how false information on your credit report can haunt you. read more »
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How Wage Garnishments Work

The garnishment process begins when you stop paying your bills. In order to make it a priority for you, the creditor goes to court and wins a case a[...] read more »
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OMG! The IRS Telephoned!

When the IRS telephones, is it serious? Article discusses evaluating the seriousness of the call and outlines an approach to planning your response. read more »
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What It’s Worth Now — Collections, Keepsake, Antiques, what is it all worth?

View, share and communicate with other enthusiasts of common to rare collections and antiques found around the house. We attempt to figure out what t[...] read more »
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Removing a collections account from your credit report

If you have a collections account show up on your credit report, then there are certain steps that you want to take to ensure that the instance doesn[...] read more »
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