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How to Protect Your Child’s Credit History

A great article about protecting your child's credit history. Even children are having their identities stolen.You have to be careful about avoiding[...] read more »
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New Law Makes it Harder for Teens to Get a Credit Card Starting February 22

The new credit card laws take effect next month and that means big changes for teens. No longer can anyone with a heartbeat get a credit card. While [...] read more »
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Credit Report Disputes

If you have inaccurate or outdated information on your credit report, you should dispute it with the credit bureaus. Here are the steps to take. read more »
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Hard And Soft Credit Inquiries, And How One Hurts Your Credit Score

Did you know that when a company checks out your credit report, it can damage your credit score temporarily?[...] read more »
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Immigrants Building Credit in the United States

New immigrants in the US, in most cases, need to build their credit history from scratch, since their credit history in their origin country cannot b[...] read more »
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How to Rebuild Your Credit

What happens if you already have poor credit? What if you have made mistakes, or had an unfortunate happening? If you want to rebuild your credit, yo[...] read more »
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Can you Build a Credit History Without Getting a Credit Card

Do you have to have a credit card to build up your credit history? I don't think so read more »
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Factors of a Credit Score

Having a good credit score gives you access to low interest rates and the ability to borrow without problems. But how is your credit score calculated[...] read more »
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Why Your Credit History Matters

Many people point out that they don’t use credit cards, and they already have a house, and they buy used cars with cash. You might think they don't [...] read more »
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* How to Build a Good Credit History

Your credit history isn’t just about getting a good deal on your next loan. It can also influence whether or not you are approved for cell phone serv[...] read more »
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Six Secrets of a Credit Score

Ever wondered WHAT exactly makes up these "credit scores?" Read on! read more »
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Why Your Credit History Matters — Even If You Aren’t Applying for a Loan

Many think that if they already have a home and a car, the credit report doesn’t matter anymore. While it would be nice if this were true, this isn’t[...] read more »
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How Long Have You Had Credit? It Matters to Your Score

While the length of your credit history isn’t weighed as heavily as payment history or credit utilization, 15% isn’t something to sneeze at. read more »
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How Well Do You Know Your FICO Score?

If you want to effectively manage your finances, it helps to know your FICO score. FICO is a measure of your credit habits. Understanding some of th[...] read more »
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Home Loans for the Self Employed

Getting a mortgage while being self employed in some cases is more difficult but there are definite methods of receiving a home loan when it is requi[...] read more »
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