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Debt Collector Scare Tactics Straight Out of Goodfellas

Sage advice from former debt collectors and debt collection experts should a first or third party debt collector harass or threaten you in an attempt[...] read more »
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3rd Party vs 1st Party Debt Collections

There seems to be a lot of wrong information floating around about debt collections and the different types there are. One of the main mistakes people make is not knowing the difference between a 1st Party (i.e Chase, Bank of America, Sears) or a a read more »
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Debt Settlement: When is it the right move?

There is no doubt that a “settlement” on your credit report looks a whole lot better than a chargeoff, judgment or lien. However, don’t fall into the “my credit is already jacked up” mentality because you need to look at your credit in a long-term p read more »
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Debt Collectors Are Calling me-What Can I Do? Credit and Debt Problems in a Tough Economy

When you can’t pay your credit-card bills it can feel overwhelming. Instead of ignoring the situation, address the issue right away. It’s not going t[...] read more »
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U.S. Supreme Court rules against debt collector

Debt collectors can no longer claim ignorance of the law as an excuse for violating the Fair Debt Collections Practices Act (FDCPA) while attempting [...] read more »
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