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OutOfYourRut / Submitted

Is Now a Good Time to Refinance?

Refinancing isn’t a contest to get the lowest rate possible. You have to determine if a refinance works within the parameters of your own personal ci[...] read more »
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Minimum Monthly Balance Tip For Credit Card Debt

Anyone who has credit card debt should learn about interest rates and how fast they can really add up. Knowing what you are up against with credit ca[...] read more »
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Where Do YOU Think the Stock Market is Headed?

After bottoming at 6600 in March of 2009, then rocketing to the 11,000 level in just over one year, the Dow Jones Industrial Average has given up 1,0[...] read more »
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Earn Income From Selling Your Stuff

Selling your stuff can be the start of an at-home or side business if you approach it in a meaningful way and as an ongoing venture. If you have a kn[...] read more »
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Save Money on Vacations

Vacations are often the biggest single component in the family entertainment budget, and often run into thousands of dollars for a single one week tr[...] read more »
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Ten Financial Mistakes You Can’t Afford to Make

Two or three major mistakes can derail the most well intended plans so it’s best to play devils advocate from time to time and seriously consider the[...] read more »
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Health Savings Accounts (HSA) – Can They Help You?

Everyone needs protection against the big-boy expenses that come with American healthcare, but most people are paying WAY too much in premiums becaus[...] read more »
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Why Leasing a Car is a Bad Deal

Car leases put you in a perpetual state of zero equity. Though the lease is secured by the car you’re driving, you have no collateral to back up the [...] read more »
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A Better Way to Budget?

Have you ever tried building a budget a few expenses at a time? Do you
think going “cold turkey” on spending would be a better way to develop a budg[...] read more »
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Some Jobs Are NOT Worth Having

Not all jobs–not all income opportunities–live up to the promise. Far from improving our circumstances, some have a real potential to cause more prob[...] read more »
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Gambling, Investment Schemes and Other Empty Wells

If your career is under stress certain paths may start to look look like they're “worth a shot”. And while the thinking behind such a belief actuall[...] read more »
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Income Sources You’ll Be Richer For Not Having Tried – Part 2

Sooner or later every person who finds him- or her-self in a tough financial situation or career crisis tries their luck at one of the Big Three Sale[...] read more »
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Income Sources You’ll Be Richer For Not Having Tried – Part 1

Almost all infomercial plans are entrepreneurial, meaning if there’s a cash flow out there, you’ll need to go out and bring it in. It takes certain t[...] read more »
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Save Money Buying Musical Instruments

Being a drummer and having a drum “kit”, our son is always in the market for add-ons--cymbals, drum heads, stands, various sundry instruments. Short [...] read more »
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Why Earning More Money is More Important than Frugality

In and of itself, frugality doesn’t enable us to move forward. It’s mostly an effort to make living on our current incomes more tolerable. That’s a n[...] read more »
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