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Money Market Accounts Are Likely to Get Little Benefit from Recent Bank Earnings

In the absence of much actual movement in money market rates, depositors have to read the tea leaves of financial news for signs that the trend in ra[...] read more »
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Ask the Readers: Should We Rent or Should We Buy?

Is it better to rent or buy? We’ve discussed this age-old housing question several times in the past, but it’s always been on a theoretical level. So[...] read more »
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How I Invest My Money

My monthly surplus is used for two purposes: saving and investing. Some of the money is set aside for near-future use, such as buying a new car or ta[...] read more »
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Low Rates on Savings Accounts and Money Market Accounts Make Higher Savings Essential

A new study by the Center for Retirement Research at Boston College found that households relying on a 401(k) plan as their primary retirement plan f[...] read more »
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Understanding Credit is an Essential Part of Financial Literacy

Becoming eligible for a credit card is sort of like getting your driver's license - you should be congratulated… and cautioned. read more »
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Follow-Up: Taking a 20% Pay Cut

Tim Stobbs wrote in September of 2010 to explain why he loved his 20% pay cut. He had a decent job, a wife, two young kids, and mortgage. But althoug[...] read more »
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Fight for Your Finances!

Remember, when it comes to your money, no one cares about it as much as you do (one of the core tenets of J.D.’s financial philosophy), and sometimes[...] read more »
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Rankings of the Best 10 States for Making a Living

For example, in February of 2011, the unemployment rate was 13.6 percent in Nevada, but only 3.7 percent in North Dakota. On top of that, MoneyRates.[...] read more »
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Correctly Using Your Savings and Checking Accounts is All Part of Responsible Banking

What is responsible banking? It means using banking relationships efficiently and safely. Here are some things you must do in order for that to happe[...] read more »
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Getting Started with Estate Planning

Over the past few years, I’ve done a reasonable job getting on top of my personal finances. I’ve paid off credit cards. I’ve put systems in place to [...] read more »
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How Much Should You Spend on Self Improvement?

Focus on one thing at a time. I know from experience that it’s tempting to tackle a lot of self improvement at once. This is a recipe for disaster. read more »
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Sloppy Foreclosure Practices Have Banks Worried about Heavy Financial Losses

Major U.S. banks are warning their investors that the banks could be facing large fines and tarnished reputations as a result of federal and state in[...] read more »
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US Pushing Banks to Put $20 Billion in Mortgage Reduction Fund

If you're one of millions of Americans who owe more than your home is worth, keep an ear to the ground about an expected settlement that could force[...] read more »
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Review: The Money Book For Freelancers

The basic principles of money management are the same, no matter which book or expert presents them. What changes is how the information is presented[...] read more »
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Setting Your Homebuying Priorities – Price, Quality, Location

When it comes to real estate, there’s a corollary to the engineering project triangle that can help you set more realistic expectations when shopping[...] read more »
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