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Wealthpilgrim / Submitted

What is A Mutual fund Prospectus and How to Read It

What is a mutual fund prospectus? It’s a document that gives you an inside look at your mutual fund, and it’s about as inviting to read as a telepho[...] read more »
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Taking Money Out Of An IRA Without The Penalties - 7 Ways

If you are interested in taking money out of an IRA penalty-free, there are a number of ways to do this. But first let’s see why it’s so important to[...] read more »
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Why You Should Graduate From College Early – How It’s Done

If you are wondering if you should graduate from college early, I have to start off by congratulating you for even considering the question. Just thi[...] read more »
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If I Won The Lottery

“If I won the lottery I would…” How many times have you completed that sentence (if not out loud, at least to yourself)? read more »
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Creating a Budget That Works Made Easy

Lots of people name “getting out of debt” as their top priority for the coming year. Well, if you are one of those people, the most important first s[...] read more »
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Carnival of Personal Finance - "Ask the Right Questions" Edition

When you think about being successful in life, it all comes down to the questions you ask yourself and others doesn’t it? My experience tells me tha[...] read more »
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Is a Fixed or Variable Rate Mortgage Right For You?

If you are in the market for a home right now, you’re probably asking yourself if you should go for a fixed or variable-rate mortgage. How do you fin[...] read more »
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5 Best Side Jobs You Can Start in 30 Days

It doesn’t matter if you’re a senior in high school or a senior citizen at the Social Security Office. It never hurts to have a few extra dollars in [...] read more »
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Rental Real Estate Tax Loss - How To Avoid an IRS Audit

If you own rental real estate, the government is thinking about you…and not in a good way. The Government Accountability Office reported that 53% of [...] read more »
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Never Buy A Commodity ETF or Leveraged Stock Fund - Here's Why

You might be interested in buying a leveraged stock or commodity ETF. These are funds that magnify market returns. A leveraged fund might perform tw[...] read more »
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2 Ways to Bump Up Your IRA Income

Sooner or later, you’re going to start drawing IRA income. Once you start that process, you’ll want to make sure you’re getting the most money you ca[...] read more »
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How To Avoid Paying Capital Gains Taxes on Selling A House

With a few smart moves (literally), you can avoid capital gains taxes on selling a house. That’s good news. But even if you don’t have a gain, I st[...] read more »
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Estate Tax Changes to Take Advantage of Now

There have been a number of estate tax changes that make it easier to save money now and in the future. read more »
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How to Get A Cheap Mortgage for A Second Home

If you’re looking to jump into a second home because of the ridiculously low prices, you’re probably a very smart cookie. But you have to be very sma[...] read more »
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What is Tax Deferral? An Answer You'll Understand

What is tax deferral and is it a good thing? The definition is very straightforward. Tax deferral is simply a legally acceptable way of putting off[...] read more »
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