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jms1225 / Submitted

Fed report: Consumer credit card balances keep plummeting

Posted by jms1225 842 days ago (http://www.creditcards.com)
Category: Economy | Tags: card credit fed federal reserve
Consumers slashed their credit card debt levels by nearly $1,700 per household in 2009, according to the Federal Reserve, and experts say a down econ[...] read more »
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Don't want your credit card penalty interest rate to top 30 percent? Avoid these mistakes.

Posted by jms1225 851 days ago (http://www.creditcards.com)
Category: Personal Finance | Tags: apr credit interest rate penalty
Think it costs a lot to borrow on your credit card now? Make a late payment and your interest rate could jump to more than 30 percent. Borrowers, the[...] read more »
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Affluent are more often victims of identity theft, report shows

Posted by jms1225 851 days ago, popular 850 days ago (http://www.creditcards.com)
Category: Personal Finance | Tags: credit experian id identity theft
Wealthy U.S. consumers who enjoy leisure activities such as tennis, skiing and international vacations are top targets for identity thieves, accordin[...] read more »
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Looking to disappear? Deleting your credit history is far from easy

Posted by jms1225 853 days ago (http://www.creditcards.com)
Category: Personal Finance | Tags: credit history report delete erase
Want to get off the credit grid? Disappear? Sorry. Erasing your credit report is nearly impossible, although you can try to delete parts of your borr[...] read more »
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The 241st Carnival of Personal Finance

Posted by jms1225 854 days ago (http://www.myjourneytomillions.com)
Category: Personal Finance | Tags: carnival finance personal pf
My Journey to Millions is hosting the 241st Edition of the Carnival of Personal Finance, a collection of great PF posts from across the blogosphere. read more »
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A comprehensive guide to the Credit CARD Act of 2009

Posted by jms1225 858 days ago (http://www.creditcards.com)
Category: Personal Finance | Tags: 2009 card credit law act
Wondering what that new credit card law covers and when it takes effect? Find out in this section-by-section review of the CARD Act of 2009. This int[...] read more »
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Check your inbox for free TransUnion credit monitoring

Posted by jms1225 859 days ago (http://blogs.creditcards.com)
Category: Personal Finance | Tags: action class credit transunion monit
This morning, I got an e-mail announcing that I had been awarded six months of free credit monitoring as the result of a class action settlement with[...] read more »
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Are creditors watching you on social media?

Posted by jms1225 865 days ago (http://www.creditcards.com)
Category: Personal Finance | Tags: credit facebook media social
You probably don't analyze the chatter or quality of your social media connections, but creditors may be doing just that. read more »
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Vomit, mice and miracles: Credit counselors share their craziest debt client stories

Posted by jms1225 867 days ago (http://www.creditcards.com)
Category: Personal Finance | Tags: card crazy credit debt
Credit counselors have seen it all -- from gut reactions to animals in their offices -- and lived to tell about their debt clients craziest stories h[...] read more »
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New arrivals to U.S. need to rebuild credit history

Posted by jms1225 867 days ago (http://www.creditcards.com)
Category: Personal Finance | Tags: card credit history loan report
Since a credit history established abroad won't carry over to the United States, new U.S. arrivals will need to rebuild their credit history from sc[...] read more »
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Cardholders' mistakes can bring down authorized users' credit score

Posted by jms1225 873 days ago (http://www.creditcards.com)
Category: Personal Finance | Tags: credit fico score piggybacking
When piggybacking on a credit card account goes bad, mistakes by the primary cardholder mean the authorized credit card user's FICO score also suffe[...] read more »
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Cell phone payments won't help your credit score

Posted by jms1225 902 days ago (http://www.creditcards.com)
Category: Personal Finance | Tags: cell credit mobile report verizon
Don't look for your cell phone provider to report your payment history to credit bureaus, unless you're so late they opt to close your account. read more »
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A look at 'White House crasher's' bankruptcy records: $80,000 in credit card debt - CreditCards.com

Posted by jms1225 908 days ago (http://blogs.creditcards.com)
Category: Business | Tags: credit card obama white house salahi
Chapter 7 bankruptcy documents filed earlier this year show White house 'gate crasher' Tareq Salahi's vineyard company, Oasis Enterprises Inc., cl[...] read more »
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FICO reveals how common credit mistakes affect scores

Posted by jms1225 927 days ago (http://www.creditcards.com)
Category: Personal Finance | Tags: bankruptcy credit fico score
Borrowers already knew that late payments hurt their credit scores, but for the first time, they now know the numerical extent of that damage. read more »
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Credit card balances fall for the 12th consecutive month in September

Posted by jms1225 933 days ago (http://www.creditcards.com)
Category: Economy | Tags: card credit federal reserve g.19
Consumers have spent the past year living frugally, new Federal Reserve data show -- and analysts say an anti-debt mindset isn't likely to change an[...] read more »
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