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Does Your Spending Match Your Values?

When I decided to make 2010 my Year of Fitness, I made a deal with myself. I agreed that I could spend what it took to meet my goals. I wasn’t willin[...] read more »
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How much do mortgage lenders earn

Mortgages are expensive to get because there are many costs that lenders incur and because they are complicated instruments. read more »
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Reviewing 2010: Two essential accomplishments for a year of minimal interest rates

The end of the year is always a good time to look back and appreciate what you've accomplished, and remind yourself about what still needs to be don[...] read more »
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10 steps to a comfortable retirement

Whether you're on the road to a comfortable retirement or your plans were wrecked on Highway 2008, you still need to continue saving. And if you're[...] read more »
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The Dangers of Store Credit Cards

When I was a freshman in college, I did two very bad things (ahem — two bad things related to personal finance). read more »
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Finding My Spending Identity

Do you have a Spending Identity? You do, whether you know it or not. It’s as real as the data on your driver’s license, but if you’re like most peopl[...] read more »
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Best checking accounts for college students

It's a rite of passage that many an American college student has gone through. No, it doesn't involve a beer keg. We're talking about finding a ba[...] read more »
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Prone to overdrafting? Find a bank with lower fees

The best way to minimize your overdraft fees is to keep tabs on your spending and avoid overdrafts in the first place. read more »
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The Kardashian Kard: A Credit Card Targeted at Teens

When I first heard about Kim Kardashian’s new prepaid credit card targeted at teens, I wanted to scream. If you have a teenager, you understand why. [...] read more »
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The Economics of Seinfeld

They’ve created a site called The Economics of Seinfeld that uses the hit TV series from the 1990s to explain basic financial concepts. read more »
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The Value of a College Education

Does earning a college degree make a difference to your future? Absolutely. The facts are striking. On average, those who have a college degree earn [...] read more »
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Emergency Fund vs. Debt Snowball: What’s the Top Priority?

The primary case for an emergency fund is simple: Having savings helps you break the cycle of debt. When your car breaks down, you won’t have to rely[...] read more »
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Make More Money: How to Supercharge Your Income

When you think of making more money, you probably think about doing something — anything! — other than your day job. But for most folks, the day job [...] read more »
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Credit Cards That Grow Your Assets

Airfare rewards don’t appeal to us because, as parents of four kids (that we know of), it’s too expensive to fly too often, even if we get a free tic[...] read more »
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Criticism of Fed policy goes global

The immediate concern about the quantitative easing program announced by the Federal Reserve is that it is yet another blow to interest rates on savi[...] read more »
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