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deborah / Published

How Much Should You Save for a Rainy Day?

With the job market on shaky ground, having an emergency fund could be the only thing standing between you and a mountain of debt should you find yourself suddenly unemployed. read more »
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Investing 101: Average is NOT Normal

On average, stock market returns are higher than inflation, money markets, or bonds. Understanding this is an important step to any successful financial plan, but there is a huge difference between “average annual” and “every year”. read more »
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Get $78 Back from Bank of America

If you’ve been socked with one of those pesky overdraft fees on your Bank of America account over the last few years, you might be getting some cash back under a proposed settlement. read more »
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What Everyone Ought to Know When Applying for Free Stuff

If you love free stuff, life is good since the Internet made finding out about them extremely easy. Whether it’s giveaways, coupons or offers, a few clicks of the mouse and loads of free offers become available for the picking. read more »
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How to Buy Gas With Your Driver’s License

Texas, the state that lends its name to a popular variation of poker, Hold 'Em, has a different philosophy when it comes to cards in driver's wallets: Don't hold too many. read more »
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Gold Shines as Economies Sink

A week ago, the price of gold broke out to a three-month high of $916.30. For the week ending Thursday, Jan. 29, the spot price of gold rose 6% to $908.65. read more »
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Saving $50: Six True Stories

Financial experts are the first to recommend rethinking your budget during a recession. MainStreet asked real people to share their proven ideas on how to shave 50 bucks fast off your monthly spending. read more »
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6 Ways to Start a Personal Budget

The recession means that even the comparatively well-off are feeling the financial pinch. One problem with so many living on credit is that few know how to create a budget, much less stick to one. read more »
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6 Steps to a Successful Mortgage Application

American entertainer Pearl Bailey once said that “the world needs more love and less paperwork.” It wouldn't surprise MainStreet if Pearl said that after buying a house. read more »
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High Interest Savings Accounts Profiles

The high interest rates of online banks may be appealing, but before you open an account, it pays to do a little research to learn more about the bank itself. read more »
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How Obama’s 2009 Economic Stimulus Will Affect You

If President Obama’s economic stimulus plan is signed into law is it currently stands, individuals stand to receive a tax credit of $500 and couples stand to receive a tax credit of $1,000 read more »
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5 Tips for Greening Your Home

Between trying to stretch a dollar and keeping up with a mortgage, conserving energy is the last thing on many homeowner’s minds. However, cutting back on energy consumption is one of the best ways to keep money in your pocket. read more »
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How to Decide If You Should Become an Entrepreneur

If you’re seriously thinking of starting your own business, then you have what it takes to start your own business. We’ve seen that “personality” and other personal attributes are poor predictors of entrepreneurial inclination, let alone success. read more »
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What Do I Know About Investing?

Investing and gambling are not quite the same beasts, but they have one huge quality in common: you’ll be making a bet on what you think will happen [...] read more »
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What to Do When You Lose a Credit Card (or Your Wallet)

Call the credit card company - Most suggest saving all the phone numbers somewhere but how many of us do that and when is that location ever accessib[...] read more »
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