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Becoming A Financial Champion

Last week, I was counseling a college student about building a firm financial foundation. Upon reflection, here are three nuggets that profoundly cha[...] read more »
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Are Wealthy People Dishonest?

Are the wealthy dishonest? While it is certainly a fair question, it is also a polarizing one. read more »
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Save For Retirement or Avoid Student Loans

If a student is working and has acquired some cash, should he or she use that money to avoid future student loans or invest the money for retirement? read more »
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Will you be a Landlord By Default?

Although choosing to become a landlord can be financially rewarding, many homeowners are finding that this option is not all that it is cracked up to[...] read more »
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Should You Buy A House Outright?

Suppose you find yourself in the somewhat unique predicament of having the resources to purchase your house outright without a mortgage. Is it then f[...] read more »
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Have We Stopped Saving Already?

If this frugality was just a side effect of fear over the decimated economy, will it last now that people are beginning to use that other r-word: rec[...] read more »
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Carnival of Financial Planning - Edition #101

Great list of personal finance posts read more »
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Colleges Pimping Their Students

Universities are selling students' personal information, typically to the highest bidding credit-card companies. read more »
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The Revenge of The Millionaires

Governor Martin O'Malley, a dedicated class warrior, declared that these richest 0.3% of filers were ‘willing and able to pay their fair share.’ The[...] read more »
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Is A Credit Card Safer Than A Check Card?

Are credit cards REALLY safer than check careds? The answer may surprise you. read more »
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Shift From Spending to Saving May Be Slump’s Lasting Impact - NYTimes.com

The economic downturn is forcing a return to a culture of thrift that many economists say could last well beyond the inevitable recovery. read more »
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Watson Inc: The Sad State of American Finances

The 2009 Consumer Financial Literacy survey sampled 1000 Americans over 18 years old between March 13-16. Their results demonstrate that most America[...] read more »
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Rich But Financially Inept - Why Athletes Go Broke, Watson Inc

Fast money doesn't generally equate to long-term wealth. NBA stars are the perfect example. They make more money in a few years than most can hope t[...] read more »
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Will Financial Temperance be the New Norm?

Well, the reset button has been pushed, and the America about to emerge may be decidedly more frugal read more »
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Good Old Middle Class or Wealthy, You decide

My wife and I make $400,000 annually and I'm "barely getting by" bemoans James Duran read more »
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