Tip'd

A community for financial news, ideas, and tips

helen / Tip'd

“…Where all of the children are above average̶

Posted by helen 1096 days ago (http://www.affinefinancial.com)
Category: Personal Finance | Tags: risk freerisk
Instead of leaving it to the bond raters, Freerisk.org will develop open source algorithms to evaluate companies' riskiness. read more »
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Four things you need to know about Roth 401(k)’s

Posted by helen 1097 days ago (http://www.affinefinancial.com)
Category: Personal Finance | Tags: 401(k) roth 401(k)
My company just added Roth 401(k)'s as an option for our retirement planning. How are they different than 401(k)'s and IRA's? read more »
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Ally (formerly GMAC Bank) offers no-penalty CD

Posted by helen 1106 days ago (http://www.affinefinancial.com)
Category: Personal Finance | Tags: cd gmac ally
Ally Bank offers a CD that has no penalty for early withdrawal. A perfect place to stash your Emergency Fund cash... read more »
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Why do I need to create an LLC?

Posted by helen 1108 days ago, popular 1107 days ago (http://www.affinefinancial.com)
Category: Personal Finance | Tags: llc small business
With the economy down and fewer opportunities for traditional employment, many folks are starting their own businesses. It's important to protect y[...] read more »
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Should I fund my 401(k), Roth, or traditional IRA?

Posted by helen 1112 days ago (http://www.affinefinancial.com)
Category: Personal Finance | Tags: 401k ira retirement roth
Having money in both pre-tax and post-tax accounts provides a hedge against tax increases. An IRA gives you more investment choices, but a 401(k) ma[...] read more »
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Big refund? Wooohoo! Hey, maybe not so good…

Posted by helen 1124 days ago (http://www.affinefinancial.com)
Category: Personal Finance | Tags: tax refund w-4 withholding
Getting a big tax refund feels great until you realize that you just gave Uncle Sam an interest-free loan all year. Reduce your withholding with a W[...] read more »
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Paying estimated taxes: 1Q2009

Posted by helen 1128 days ago (http://www.affinefinancial.com)
Category: Personal Finance | Tags: estimated taxes small business taxes
If you pay estimated taxes, remember that the 1Q 2009 bill was due 15 April 2009. With everyone focusing on finishing 2008 taxes, it’s easy to overlo[...] read more »
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What board games can teach us about investing

Posted by helen 1131 days ago (http://www.affinefinancial.com)
Category: Personal Finance | Tags: consistency investing
A consistent strategy pays off in board games as well as in investing. read more »
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It’s all about the ch’i

Posted by helen 1133 days ago (http://www.affinefinancial.com)
Category: Green | Tags: feng shui energy efficiency
Maybe the centuries-old principles of feng shui were motivated in part to keep home and hearth warm. After all, it’s all about the ch’i, the energy. read more »
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ETF’s vs. Index funds: The good, the bad, and the ugly

Posted by helen 1135 days ago, popular 1135 days ago (http://www.affinefinancial.com)
Category: Personal Finance | Tags: etfs index funds spy vfinx
Let’s compare two scenarios: investing $10,000 in an ETF vs. and index fund. (Warning: Plot Spoiler: A good index fund is as good as an ETF; however[...] read more »
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Why don’t more 401(k) plans include index funds?

Posted by helen 1143 days ago (http://www.affinefinancial.com)
Category: Personal Finance | Tags: 401(k) 401k index funds
One of the final acts of the Bush administration was to push employees into stock-heavy funds for their 401(k)'s. Why isn't the expense ratio a co[...] read more »
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Don’t panic: File for an extension

Posted by helen 1145 days ago (http://www.affinefinancial.com)
Category: Personal Finance | Tags: extension tax deadline
It's easy enough to get an extension to file your tax return. Just make sure to pay your tax by Apil 15th or you may owe interest and penalties. read more »
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Charitable deductions warm you twice

Posted by helen 1149 days ago (http://www.affinefinancial.com)
Category: Personal Finance | Tags: charitable deduction etf tax deduction
A donation to charity makes you feel good for supporting a worthwhile cause, and it puts a little lettuce back in your wallet. Here are ways to opti[...] read more »
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The marriage penalty

Posted by helen 1157 days ago (http://www.affinefinancial.com)
Category: Personal Finance | Tags: marriage penalty paying for college
Why is it that a couple with two incomes pays more in tax if they get married? read more »
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Creative personal economic stimulus: Local scrip

Posted by helen 1166 days ago (http://www.affinefinancial.com)
Category: Personal Finance | Tags: economic stimulus local scrip
This is the third post in a series on non-governmental initiatives to improve a local community. Here is the history of local scrip... read more »
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