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CanadianFinance / Published

The Power Within You…or Is It Your Computer?

Do you have the power to turn off your computer at night? Leaving PCs on overnight costs companies $2.8 billion a year, in the United States alone! read more »
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Fun With Math: More Than Just the Rule of 72

The rule of 72 is used as an estimate to determine how long an investment will take to double at any given interest rate. read more »
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How to Get Your Canada Pension Plan (CPP) Early

To qualify to get your CPP early, you basically have to meet two key criteria. The first is you must be over the age of 60. The second is you must ha[...] read more »
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Is Netflix the Answer For the Frugal Movie Buff?

There is no doubt that their service is far and above those who have tried to take a piece of the market share like Blockbuster and Walmart. But is N[...] read more »
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How much will the government pay you in retirement?

While it would be nice to get the maximum from the government for retirement, not everyone does. So how much will the government pay you in retiremen[...] read more »
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Cross Border Shopping Exemptions

When cross border shopping, there are exemption limits to what you can purchase and bring back into Canada without paying duties and taxes at the bor[...] read more »
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Three examples where pension splitting makes sense

Sometimes rules can be confusing so I thought I would share a few examples of real life people who were able to take advantage of pension splitting. read more »
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The Benefits of Leveraging

The benefits of leveraging is that leveraging is the process of using borrowed money to make money. The risk comes into effect if you lose the money;[...] read more »
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Should You Pay Off Your Mortgage Early?

Should you pay off your mortgage early? No need to make monthly a mortgage payment, but it might not be an efficient way to put your money to work fo[...] read more »
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Best Inexpensive Commuting Bike Options

Compared to driving, these inexpensive bike options can save thousands of dollars and get you into shape as you force yourself to commute to work. read more »
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Understanding Pension Splitting Rules

Pension splitting is a powerful tax strategy that allows Canadians to give up to 50% of their eligible pension income to their spouse for tax purpose[...] read more »
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Are You Planning for Your Retirement Lifestyle?

Determining how you want to live in retirement is important, since your retirement lifestyle preferences will impact how much money you need. read more »
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RRSP Season is All Year Long

As we pass the end of the RRSP season, consider making your contributions on a monthly basis and avoid the mad, year-end rush. read more »
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What should you do with your tax refund?

Every year, Canadians need to decided what yo do with their tax refund. Most spend it but this may be a good time to do something fiscally responsibl[...] read more »
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Charitable Giving Using Life Insurance

When using life insurance for charitable giving, it is important to consider different strategies and the different tax benefits. read more »
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