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FDIC Deposit Insurance Back to $100,000 Limit in 2013

Of all the moves that were made by the federal government to avert a complete collapse of the banking system in 2008, possibly the most important was[...] read more »
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What the Record Federal Deficit Means for Bank Rates

At the beginning of February 2010, President Barack Obama announced a budget plan which will result in a record $1.6 trillion federal deficit. What d[...] read more »
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CDs and Wealth Preservation, and 401K Plans

Stocks, it is said, “climb the stairs going up, but ride the elevator going down.” In truth, sometime stocks ride the elevator up, too, but the secon[...] read more »
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Obama keeps focus on jobs, warns no silver bullet

President Barack Obama, battling a public outcry over double-digit U.S. unemployment, on Tuesday will lay out several new steps to boost jobs and con[...] read more »
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Bank Rates Could Get a Boost from Improving Job Market

An encouraging report on the U.S. job market sent stocks higher last Friday. In the long run, continued good news on the employment front could help [...] read more »
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Bank Rates and Savers Should Benefit As Recession Ends

Preliminary estimates of third-quarter GDP growth suggest that--though the labor market is still lagging--the long recession may have finally ended. read more »
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6 Lessons of the Harvest for Savers

It is a good time to reflect on how traditional harvests might hold some lessons for retirement savers. read more »
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Will Big Banks Really Be Broken Up Into Bits and Pieces?

The Senate is dicussing what to do about the “too big to fail” big banks and too big other companies that act like banks, such as insurance companies[...] read more »
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The Struggles Continue For Fannie Mae And Freddie Mac

Some statistics showing the signs of the housing sector are not getting better quick enough. read more »
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Despite low rates, mortgage applications down again

Despite the lowest mortgage rates since May, applications for new home loans continued to taper off, according to a Mortgage Bankers Assn. survey rel[...] read more »
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Savings Accounts, CDs, and Millionaires

Tips on how you can save millions just by changing your attitude about saving money. read more »
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Bank Rates Will Need to Respond as Inflation Returns

As expected, October’s inflation number represents something of a turning point for the inflation environment. Depositors now need to watch closely t[...] read more »
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Monthly Checking Account Maintenance Fees Growing

While checking account overdraft fees have received a great deal of critical attention and have led to proposed legislation curbing their use, new da[...] read more »
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Home Sales Rise, So May CD Rates

The fact that home sales rose in 45 out of 50 states in the third quarter may, eventually, mean that interest rates on CDs, savings accounts, and mon[...] read more »
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The Homeowner Bailout That's Working

Obama's complicated modification program has been ineffectual, but a straightforward effort to lower mortgage rates has borne fruit. read more »
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