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What makes a good Group RRSP or Pension Plan?

Group RRSPs and pension plans offer lots of options for plan design. Here are some key things to consider when implementing a group RRSP plan or pen[...] read more »
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Budget Buster: Home Gym or Health Club?

We have been discussing our workout options, either buy some exercise equipment or join a health club. Which option is more budget friendly? read more »
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Market Volatility and the Value Investor

The value investor should take advantage of market volatility by finding great companies, determining when to buy and sell, and staying disciplined. read more »
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4 Simple Steps for Managing Finances After College

If you’re one of the lucky ones, you don’t have loans, but you’re still strapped for cash since it all went toward your education. read more »
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The Returns Sequence That Happens to Pop Up Makes a Big Difference

For stocks purchased at today’s prices, the most likely annualized 10-year return is 2.21%. We don't pay much attention to return sequences but mayb[...] read more »
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Return of Premium Life Insurance Policies Pros and Cons

Several years ago, I had a client that was interested in purchasing a return of premium insurance policy. At the time I wasn’t really aware on how th[...] read more »
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TFSA (Tax Free Savings Accounts) Basics

If you are a 20something and are in school and aren’t making that much money (aka you’re not getting taxed to the nines), you should think about cont[...] read more »
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BMO Investorline Review

BMO Investorline has rave reviews (top ranked bank-owned online broker by Globe and Mail, #1 in customer email responsiveness, and an Ipsos Reid poll[...] read more »
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Tax Free Trading Account: an upgraded TFSA

Last year, I put my TFSA into a principal protected mutual fund that tracked the index.
This year, I thought I would do something different. read more »
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5 Money Leaks That Are Draining Your Wallet

Most people waste money without even realizing it. Don’t let these common money leaks drain your budget dry. read more »
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How To Fill Out Scholarship Applications

This isn’t a self-help pitch, or a cliché, when we say, “We did it, so can you,” we literally mean exactly that! read more »
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Using a Student Loan To Invest – Smart or Unethical?

I recently came across an interesting thread on a forum concerning the usage of student loans. These people had basically invented a fairly brillian[...] read more »
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Talking To Professors – It’s Easier Than You Think

While you’re underway in your academic career you should keep an eye out for people who can help you along the way. Many students don’t take full ad[...] read more »
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Great Canadian Rebates: Save Money Shopping Online

Recently I’ve discovered Great Canadian Rebates, which is a one stop source that was made for Canadians to save money shopping online. read more »
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Betterment Review vs Top 3 Personal Budgeting & Saving Sites

One of the distinguishing advantages of investing through the site is that there are no commission fees due on any stocks or bonds purchased through [...] read more »
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