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OutOfYourRut / Submitted

10 Things You Should Buy Used

Posted by OutOfYourRut 623 days ago, popular 623 days ago (http://outofyourrut.com)
Category: Personal Finance | Tags: furniture used cars thrift stores
New isn’t always better; sometimes we can get better quality merchandise second hand that we could never afford brand new. Sometimes, the item in que[...] read more »
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Why Paying Down Your Mortgage is More Important Than Ever

Posted by OutOfYourRut 629 days ago, popular 629 days ago (http://outofyourrut.com)
Category: Personal Finance | Tags: mortgages refinance
If you recognize and accept that home prices can go down as well as up, your whole attitude toward carrying debt on it should change. Increasingly, p[...] read more »
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The Future of Stock Market Investing?

Posted by OutOfYourRut 635 days ago, popular 635 days ago (http://outofyourrut.com)
Category: Stocks | Tags: investing stock market stocks
Throughout history, stocks have always provided strong intermediate-term (10-20 years) returns when priced at fair value or less and have always prov[...] read more »
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How We Ruined Our Economy – And How We Can Rebuild It

Posted by OutOfYourRut 642 days ago, popular 642 days ago (http://outofyourrut.com)
Category: Stocks | Tags: buy-and-hold stock investing stocks
How Buy-and-Hold caused the economic crisis and how switching from Buy-and-Hold to Valuation-Informed Indexing will bring about a recovery. read more »
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Why You Need to Get Your Car Loan BEFORE You Buy a Car

Posted by OutOfYourRut 647 days ago, popular 647 days ago (http://outofyourrut.com)
Category: Personal Finance | Tags: car financing car loans
Dealerships hawk ridiculously low interest rates on their financing, why not just rely on their apparently low rates, and save the hassle of applying[...] read more »
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Are You “Upside Down” on Your Car?

Posted by OutOfYourRut 651 days ago, popular 651 days ago (http://outofyourrut.com)
Category: Personal Finance | Tags: car loans cars car expense
The dealer is able to take the deficiency the buyer has on his current vehicle and "roll it over" onto the loan on the new car. The buyer will driv[...] read more »
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Will Social Security Be There When You Retire?

Posted by OutOfYourRut 655 days ago, popular 655 days ago (http://outofyourrut.com)
Category: Personal Finance | Tags: retirement planning social security
People speak almost casually of the bankruptcy of Social Security, as though the program exists in a vacuum where it can quietly implode without any [...] read more »
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Should You Give Even If You’re In Debt?

Posted by OutOfYourRut 679 days ago, popular 679 days ago (http://outofyourrut.com)
Category: Personal Finance | Tags: charities debt giving
Is it OK to give money to charities and religious institutions if you owe money? At a minimum giving needs to be considered in light of the different[...] read more »
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Why Bundling Services Might be a Bad Deal

Posted by OutOfYourRut 694 days ago, popular 693 days ago (http://outofyourrut.com)
Category: Personal Finance | Tags: cell phones internet cable tv expenses
The communications industry is in a constant state of flux. Deals and packages come and go and the only way to be able to take best advantage of them[...] read more »
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How to Control Your Spending Habits and Avoid Debt

Posted by OutOfYourRut 700 days ago, popular 700 days ago (http://outofyourrut.com)
Category: Personal Finance | Tags: budget credit debt
Does your careless spending habit take a toll on your finances every month and leave you at the mercy of creditors? Why not start taking a little ini[...] read more »
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How Much Student Loan Debt Is Too Much?

Posted by OutOfYourRut 708 days ago, popular 707 days ago (http://outofyourrut.com)
Category: Personal Finance | Tags: debt student loans
Have student loans been driving the explosion in college costs, fueling a non-stop Catch-22 we're bound to lose? Is it possible that student loans a[...] read more »
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8 Ways to Buy Your House For Less « OutOfYourRut.com

Posted by OutOfYourRut 712 days ago, popular 712 days ago (http://outofyourrut.com)
Category: Real Estate | Tags: homebuying house real estate
The most important moment in the ownership of a home is the purchase. A good deal at purchase can reap big rewards especially if prices don’t rise mu[...] read more »
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Should You Borrow Money to Start a Business?

Posted by OutOfYourRut 719 days ago, popular 719 days ago (http://outofyourrut.com)
Category: Entrepreneurship | Tags: new business small business
Very few people can get financing for an new business without pledging personal assets. Usually, this means taking a loan against your personal resid[...] read more »
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Fitness For Free (Or Close To It)

Posted by OutOfYourRut 721 days ago, popular 721 days ago (http://outofyourrut.com)
Category: Personal Finance | Tags: fitness equipment health clubs
There's no need to spend money on expensive gym memberships or fitness equipment until we can prove that we're serious about particpating in the fr[...] read more »
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Save Money on Car Repairs by Thinking Outside-the-Box

Posted by OutOfYourRut 724 days ago, popular 724 days ago (http://outofyourrut.com)
Category: Personal Finance | Tags: car repairs used cars car expense
I can't stomach the idea that every time we bring one of the cars to the shop we get hit with charges of $500-$1000. Here's a plan if you hope to k[...] read more »
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