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Take back your OAS clawback

The Old Age Security (OAS) program includes a basic pension that goes to almost all people 65 and older. The OAS clawback occurs if your net individu[...] read more »
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Do Pennies Still Make Cents?

Gone are the days of penny candy and gone are the days of buying a loaf of bread for a penny. So what exactly is the purpose of the penny if there ar[...] read more »
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Tax Tips - Tax Planning

I cannot stress again the importance of these tax tips for effective tax planning. Now is the time to think about effective strategies for reducing t[...] read more »
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Biggest Investment in Life: College

College is an investment and the most worthwhile and rewarding investment of your life. Making small sacrifices early in life will result in great re[...] read more »
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Should You Do It Yourself? – When Not To DIY

One of the ways that many try to save money is to do it yourself. While you can save money with creativity and elbow grease, DIY isn’t always the pre[...] read more »
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Save on Moving Costs by Selling Furniture

A large expense can be the cost of actually moving your furniture and belongings. Here's some tips to save on moving costs by selling furniture. read more »
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How Many Of Your Needs Are Actual Needs?

Are things you often consider needs actual needs? What if you are struggling to make ends meet, should you then be cutting out some necessities? read more »
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Taking CPP early: the new breakeven points

Determining whether taking CPP early makes sense or not depends on the math of calculating the breakeven points. read more »
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Should you keep your winners and sell your losers?

If you practice keep your winners and sell your losers, you are in fact buying high and selling low which is the opposite of the one strategy that gu[...] read more »
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Become Debt Free – Personal Finance Basics

Why should you become debt free? What's the best way of paying off debt? Should you use a debt snowball method or lump payments on the highest inter[...] read more »
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5 Simple Ways to Cut Your Heating Bill

Your heating bill is one of the biggest expenses you have, so if you can cut your heating bill a little here and there can go a long way. read more »
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The History of OAS

OAS is a hot topic these days as the government looks at different ways to address the concerns over the number of baby boomers expected to retire. read more »
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Perks or Pay? What Makes a Job Worth It?

For some workers, money isn't everything. A company might offer any number of perks in addition to regular pay. What makes a job worth it? Perks or [...] read more »
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Set Your Spending Priorities

Once you know what you are spending your money on you should do something about it and set your spending priorities. read more »
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A Cautionary Tale for Landlords

Most landlords would hope that the tenants they allow to live in their homes will treat the properties with respect, but there have been many inciden[...] read more »
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