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Review of the 2011 Bank Failures and Their Effects on Depositors

Savers may not see improvements in interest rates in 2012, but there is one improvement we will likely see. That is fewer bank failures. Bank failure[...] read more »
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List of Personal Finance Blogs that have Sold for $1 Million or More

The secret is that several popular personal finance blogs have been sold to major corporations over the past few years for seven and even eight figur[...] read more »
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4 Internet Banks That Offer Flexible CDs

With interest rates so low, CDs can be worrisome. No one wants to be stuck in a low-rate CD if interest rates shoot up. A few banks have come out wit[...] read more »
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ING Direct's 2011 Black Friday Sale History & Predictions

I'm happy to see that ING Direct will again be offering a Black Friday promotion, and just like last year, we'll have to wait until Friday to see t[...] read more »
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My Battle with Wells Fargo Ends in Victory - What I Learned

When a Wells Fargo branch manager offered no help, I filed a complaint with their regulator, the OCC. It took 4 months, but the time and effort prove[...] read more »
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Inflation Dangerous Banks - Those That Could Refuse CD Early Withdrawals

An important concern with long-term CDs is having your money locked into a low-rate CD when interest rates are shooting up. This risk is higher at so[...] read more »
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10 Gotchas to Avoid for Bank CD Investors

Most CDs are pretty straightforward, but there are some important details that are often overlooked. That could be costly. I've put together a list [...] read more »
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How Massive are the Largest Banks as Compared to Credit Unions?

To show how massive the megabanks are, I graphed the deposit size of the four largest banks and the total combined deposits of the largest 20 credit [...] read more »
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Bank Transfer Day Promotions at Credit Unions

Many credit unions have jumped on the Bank-Transfer-Day bandwagon, and some are offering checking account bonuses. If you were thinking of moving you[...] read more »
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Next I Bond Inflation Component Makes I Bonds Better than Bank CDs

Series I Savings Bonds purchased before November will have yields over 3.00% even if you redeem them in late 2012. That's a 100% safe investment tha[...] read more »
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Bank of America Adding Debit Card Fees - Future for Debit Cards?

Bank of America is the latest large bank that has announced new fees for debit card usage. Checking accounts with no debit card fees should continue [...] read more »
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Final Rules for Debit Card Fees Released - Effects on Checking Accounts?

Today the Federal Reserve Board approved the final rules for the debit card interchange fee regulation. For banks it was a significant improvement ov[...] read more »
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Review of Ally Bank's New Accounts and Services

After some hints of upgrades, Ally Bank has just launched four new accounts and services which include IRAs, a new Raise Your Rate CD, a new debit ca[...] read more »
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Weighing Your Options for Stashing Cash - WSJ.com

When interest rates eventually rise, today's low-risk alternatives won't all fare the same. read more »
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Disturbing Problems at Two Credit Unions And Lessons For Your Deposits

Your deposits at credit unions are not always as safe as you might think. There were two interesting cases of fraud at credit unions, but those who k[...] read more »
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