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MoneyRates / Upcoming

How to Spend Money (Even If You Think You Shouldn’t)

Like someone who’d gone through the Great Depression, I was afraid to loosen the purse strings. Sometimes I still am. And I’m not alone. read more »
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Bottled water: $346 per year. Tap water: 48 cents. Any questions?

Save some money, and the environment. read more »
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6 reasons to keep working on savings rates

Americans have responded to the financial crisis and a weak economy by reducing their debt burdens and building up their savings rates and savings ac[...] read more »
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Money Markets Were Where It Was At In June!

In some ways, June was a winning month for money market accounts. No, money market rates didn't rise. In fact, according to the Federal Deposit Insu[...] read more »
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What Are the Moral Implications of Spending?

What do you think? What are the moral implications of spending? When is it okay to buy a $200 million yacht? Is such a decision ever justifiable? Alw[...] read more »
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Why I’m Not Investing in Gold

Many folks dislike our current monetary system because it’s based on fiat currency. That is, a dollar is worth an arbitrary amount because the govern[...] read more »
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Reverse Mortgages More Popular as Seniors Struggle

Early in February 2011, The Harris Poll® published the results of a November 2010 survey into the personal finances of Americans. It did not make hap[...] read more »
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Savings Accounts and Other Deposits Have a Lot to Gain from a Drop in Oil Prices

The surge in oil prices has threatened many aspects of the economy, but depositors in savings accounts, money market accounts, and CDs are particular[...] read more »
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Money Market Accounts Are Likely to Get Little Benefit from Recent Bank Earnings

In the absence of much actual movement in money market rates, depositors have to read the tea leaves of financial news for signs that the trend in ra[...] read more »
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Ask the Readers: Should We Rent or Should We Buy?

Is it better to rent or buy? We’ve discussed this age-old housing question several times in the past, but it’s always been on a theoretical level. So[...] read more »
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How I Invest My Money

My monthly surplus is used for two purposes: saving and investing. Some of the money is set aside for near-future use, such as buying a new car or ta[...] read more »
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Low Rates on Savings Accounts and Money Market Accounts Make Higher Savings Essential

A new study by the Center for Retirement Research at Boston College found that households relying on a 401(k) plan as their primary retirement plan f[...] read more »
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Understanding Credit is an Essential Part of Financial Literacy

Becoming eligible for a credit card is sort of like getting your driver's license - you should be congratulated… and cautioned. read more »
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Follow-Up: Taking a 20% Pay Cut

Tim Stobbs wrote in September of 2010 to explain why he loved his 20% pay cut. He had a decent job, a wife, two young kids, and mortgage. But althoug[...] read more »
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Fight for Your Finances!

Remember, when it comes to your money, no one cares about it as much as you do (one of the core tenets of J.D.’s financial philosophy), and sometimes[...] read more »
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