Tip'd

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healthylivinggal / Tip'd

Good Old Middle Class or Wealthy - You Decide Redux

Many families who earn in excess to $250,000 do not feel wealthy and consequently don't want to be subject to a 3% tax rate increase on income above[...] read more »
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The Educated Indentured Servant

A college education may provide the prospect of higher earnings, but what good is that if you need to spend the next 10+ years of your life trying to[...] read more »
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Why Do We Save Anyway?

If you have been financially responsible, then it's time to rid yourself of the fear and guilt associated with reasonable spending on things that yo[...] read more »
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Do Competent Kids Need an Inheritance?

Competent children don't need an inheritance. Incompetent children don't deserve one. If you have truly taught your children how to fish, they can [...] read more »
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When is Paying Down Your Mortgage a Dangerous Idea?

I hate debt almost more than anyone I know. I am a HUGE fan of paying off your mortgage quickly, if you decide to have one at all. However, there are[...] read more »
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Is Extreme Frugality For You?

Regardless of the size of that paycheck, for most people it is never quite enough. This is commonly referred to as the rat race. Recently, I read tha[...] read more »
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Hey Broke People, Stop Overpaying For College!

Recently, I wrote "Should Cost Be a Factor When Selecting a College." It's a pragmatic perspective because of 1 simple fact. Even in an uncertain [...] read more »
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Will The Dow Really Drop By 90%?

The shocking warning of market analyst Robert Prechter is still being discussed all over the net. He predicted that the Dow will drop precipitously t[...] read more »
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Are the Rich Walking Away From Million Dollar Mortgages?

Data suggests that people in such expensive homes have stopped paying their mortgages at a higher rate than the general population. Are people in the[...] read more »
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The Phony Rich

The exotic cars, the homes, the private planes, chauffeurs, the celebrity hot spots, and nightly $300-plus per person dinners, etc. all encompass our[...] read more »
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Why Is Debt Really Decreasing?

If you think this change indicates that we have collectively been so scarred by the "Great Recession" that we are now behaving fiscally responsible[...] read more »
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Savings Down, Spending Up but What Does it Mean?

New data suggests that Americans are saving less and spending more, as the vicious economic cycle repeats itself once again. In the last quarter, the[...] read more »
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7 Reasons for (and Against) Tracking Net Worth

The true estimate of your financial intelligence is not how much you make but how much you keep. One measure of how much you keep is your net worth. [...] read more »
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Do The Rich Pay Their Fair Share Of Taxes?

Statements such as "the rich don't pay their taxes" can be misleading because they often ignore factual evidence to the contrary. read more »
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8 Questions for the Constantly Broke

Recently, Yahoo Finance republished an article from US News entitled the "8 Questions for the Constantly Broke." There is sage advice in the articl[...] read more »
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