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Report: Discover credit card offers misleading

Two Discover credit card offers for enticingly low 10.99 percent interest rates are drawing fire from consumer advocates who question whether applica[...] read more »
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Unemployed? You can get an extra free credit report

Here's one benefit for the unemployed that Congress isn't about to cut off: If you're out of work, you can get an additional free credit report ea[...] read more »
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2010 holiday credit card and debit card special promotions

American Express, Chase, Citi and other credit and debit card companies have announced an array of promotions that users can use to save big on their[...] read more »
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2010 gift card survey shows more consumer-friendly products

As a changing gift card industry offers new incentives and protections for consumers, a CreditCards.com/Bankrate.com survey of card issuers shows tha[...] read more »
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The credit card torture test

How much abuse can a credit card take and still work? Will it swipe after you bake it? Or if you use it as a shovel? Reporter Angela Grant puts some [...] read more »
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How credit freezes work, and whether they're for you

Credit freezes, which place a lock on access to a borrower's credit report, can be a great tool for protecting yourself against identity theft, expe[...] read more »
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Chip technology: A win-lose proposition?

Chip technology is saving banks big money from fraud; consumers, however, see high APRs and longer lines at the register. read more »
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7 tips to understanding credit card contracts

When you understand the fine print of your contract, the less likely you are to be hit by surprises like fees and rate hikes. read more »
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U.S. credit card agreements unreadable to 4 out of 5 adults

The average American adult reads at a ninth-grade level and readability experts recommend important information -- such as credit card agreements -- [...] read more »
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What's hardest to read: 'Twilight,' the Bible or a credit card agreement?

The average credit card agreement is written at a 12th grade reading level, according to a CreditCards.com analysis of more than 1,200 contracts from[...] read more »
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Free FICO scores exist, but aren't easy to come by

Websites and other businesses promote free credit scores to consumers, but these typically aren't the scores banks look to when making lending decis[...] read more »
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Fed: Credit companies admit profiling credit card users

Hundreds of thousands of credit cardholders' accounts have been zinged in recent years by credit card companies based in part on where consumers sho[...] read more »
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Credit bureau Experian answers your credit reporting questions live today

On Thursday, May 6, at 2 p.m. Eastern time, Experian's director of public education, Rod Griffin, will answer consumer questions about credit report[...] read more »
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Managing teens’ money in modern times

Will the next generation of consumers be more savvy about managing their money because of the technological help at their finger tips?
If my 15-ye[...] read more »
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New rules could provide millions of free credit scores

Starting next year, millions of consumers will begin to see a key piece of their financial profiles -- for free -- following rules announced last yea[...] read more »
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